Banker

The Banker is a dedicated young man who runs the Clock Town Bank in the western part of town in Majora's Mask. He is seated on his desk in front of the bank vault and is able to recognize clients through a system of "invisible stamping". He awards people with a Large Wallet once they deposit 200 rupees, a 5 rupee interest once depositing 1,000 rupees, and then a Piece of Heart when 5,000 or more rupees has been deposited. The Banker will remain at his post even with the moon thundering above the town, close to crushing the small city. Link can hold a maximum of 5,499 rupees in the bank. He will also charge Link's account 4 rupees if he withdraws at night.

Strangely, he is always able to remember the exact number of rupees Link has in his account even after Link resets time and returns to the beginning of the first day. How he is able to do this is unknown.

Hyrulean Counterpart
His identical character in Ocarina of Time is the beggar living in Hyrule Castle Town. He can be found in Kakariko Village when Link is an adult.