The Banker runs the Clock Town Bank in West Clock Town or South Clock Town in Majora's Mask 3D. He recognizes his clients by stamping them with invisible ink. Therefore, he recognizes Link in all his forms. The Banker keeps track of Link's balance even after he plays the "Song of Time" to return to the First Day. This is the only way Link can keep all the Rupees he has collected after traveling back in time.
The Banker awards Link with gifts based on how much the latter deposits. These are the Adult Wallet at 200 Rupees, a 5 Rupees interest at 1,000, and finally a Piece of Heart at 5,000. The Banker will stop taking deposits if Link reaches 5,000 Rupees in his account. The Banker charges 4 Rupees for withdrawing at night; during the day, it is free.
The Banker remains at his post until the end of the Final Day, applauding Link for staying behind as well. If the hero requests a withdrawal on the Final Day, the Banker tells him not to believe the rumors about the falling Moon before proceeding.
The Banker is outspoken and often makes impertinent comments during transactions. If Link attempts to overdraw his account, he will get mad at him. When Link exceeds the deposit limit, the Banker makes a discriminatory, albeit positive, remark about his age. He calls Link "little guy" rather than by name, even when speaking to Zora or Goron Link.
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The Banker in the Clock Town Bank from Majora's Mask 3D
- Encyclopedia, Dark Horse Books, pg. 245 (MM)
- "I won't forget your deposits. Let me stamp you with my special ink. Hey, relax! It doesn't leave any marks, and it's not gonna hurt. There! Now I'll know you when I see you!" — Banker (Majora's Mask)
- "Excuse me, but let me take a look at you... Ah, yes...Link. If I remember, you're the little guy who deposited <Rupees>." — Banker (Majora's Mask)
- "So, for a limited time, I'll give you a special gift based on how much you deposit." — Banker (Majora's Mask)
- "Well, little guy, here's your special gift. Take it!" — Banker (Majora's Mask)
- "Well, little guy, I can't take any more deposits. Sorry, but this is all I can give you." — Banker (Majora's Mask)
- "...You know, at this time of day there's a 4 Rupee service charge on withdrawals!" — Banker (Majora's Mask)
- "What's this? You need somethin' on a day like this? You haven't evacuated yet? You're amazing, little guy!" — Banker (Majora's Mask)
- "Look, little guy, if it's 'cause of the bad rumors going around, forget it! They're just rumors!" — Banker (Majora's Mask)
- "What's this? It's a waste to take out such a tiny bit!" — Banker (Majora's Mask)
- "Aw, you're taking out all that? If you spend it like that, it'll all be gone before you know it!" — Banker (Majora's Mask)
- "That's it? That ain't nothing at all, big spender!" — Banker (Majora's Mask)
- "Whaaat?!? You're really gonna give me that much? You're one rich little guy!" — Banker (Majora's Mask)
- "...You haven't deposited that many Rupees, so that much isn't available for withdrawal. Do the math! What are you trying to do?" — Banker (Majora's Mask)
- "Excuuuse me! But I can't take anymore deposits! Sheesh, little guy! You're young, but you sure are serious about saving! I'm impressed!" — Banker (Majora's Mask)
- Enciclopedia di Hyrule, Magazzini Salani, pg. 245